ScoreSense® 1.5.7

One Technologies, LLC. – Freeware – Android iOS
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ScoreSense® provides convenient, round-the-clock access to your credit scores and reports from all three major credit reporting agencies: TransUnion, Equifax, and Experian. Through your ScoreSense account, you'll receive daily credit monitoring and valuable alerts regarding important changes to your credit report.
Should you have any inquiries about your scores or reports, our team of knowledgeable Credit Specialists is available seven days a week to assist you.

<h2>Key Features of Your ScoreSense Account*</h2>
<ul>
 <li>Credit scores and reports from all three major credit bureaus: TransUnion, Equifax, and Experian</li>
 <li>Access to Credit Specialists for personalized credit guidance</li>
 <li>Ability to contact creditors for rectifying any errors on your credit reports</li>
 <li>Up to $1 million in ID theft insurance per member in the unfortunate event of identity theft</li>
 <li>Score Simulator that predicts potential future credit scores based on hypothetical scenarios</li>
 <li>Credit Insights offering a comprehensive breakdown of factors impacting your scores and reports</li>
 <li>MyCreditChecklist providing helpful checklists for organizing your finances when purchasing a home or getting a new car</li>
 <li>Learning center where you can expand your knowledge on factors influencing your credit rating</li>
 <li>Credit monitoring and alerts notifying you of any activity or changes in your credit report</li>
 <li>Ability to compare your scores with those of other individuals nationwide, in your state, or within your age group</li>
 <li>Reminders when your most recent credit scores are available for updating</li>
 <li>Additional feature: ID Protection Report for monitoring potential fraudulent or suspicious use of personal information such as name, address, social security number, driver's license, or credit/debit cards</li>
</ul>

<h2>App Features:</h2>
<ul>
 <li>Convenient access to your credit reports from all three major bureaus directly within the app</li>
 <li>Score tracking to monitor the performance of your credit scores over time</li>
 <li>Monitoring of crucial factors influencing your score</li>
 <li>Credit Facts and Credit Tips to enhance your understanding of your credit scores and reports</li>
</ul>

<h2>Frequently Asked Questions:</h2>
Q: Why is it important to check my credit scores?
A: Your credit scores play a crucial role in determining the interest rates offered to you on various financial products such as mortgages, auto loans, credit cards, and lines of credit. Favorable credit scores often result in more favorable interest rates on loans and credit cards.

Q: How often should I check my credit scores and reports?
A: It is essential to regularly review your credit scores and reports to ensure accuracy, identify any signs of fraud, and address errors that could negatively impact your scores.

Q: Will checking my credit scores negatively affect them?
A: No. Checking your credit scores through the ScoreSense app or ScoreSense.com will not harm your scores.

Q: How does credit monitoring work?
A: We perform daily monitoring of your credit report and promptly notify you via credit alerts in case of any changes or suspicious activities that could potentially harm your credit scores or indicate identity theft.

*Please note that a ScoreSense account is required to access the ScoreSense app. If you are not currently a ScoreSense member, you can sign up for a 7-day trial to gain access to your credit scores, credit reports, and credit monitoring.

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